This paper presents (1) the level of effectiveness of the implementation of microfinance program along the areas of information and education and communication, savings mobilization, capability building, and micro-lending; (2) the impact of micro-financing on the lives of the beneficiaries of Microfinance Foundation along social, economic, political, and spiritual aspects; and (3) the relationship between the implementation of the microfinance program and its impact on the quality of life of the beneficiaries. Discussion is a product of fieldwork conducted in Bukidnon Province, Northern Mindanao within April - May 2012 with a micro-finance organization.
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Philippine E-Journals
