Being financially literate is a big challenge among many Filipinos. The Philippines ranked second lowest among ASEAN countries in a survey on financial literacy (Mendez, 2015). Thus, this study aims to measure the influence of financial literacy in terms of students' attitudes and practices in handling their personal finances. It was conducted among eighty-three (83) respondents from the College of Business Administration and Accountancy (CBAA) of Baliuag University. A self-report questionnaire was administered to measure their knowledge and familiarity with financial concepts, as well as their attitudes and practices in handling personal finances. To test the hypotheses stating that financial literacy does not significantly predict financial attitudes and financial practices, two separate simple linear regressions were run using financial behaviors under two categories financial attitudes and financial practices as criterion variables. Findings of the study indicate moderate levels on measures of financial literacy, financial attitudes, and financial practices. The predictive impact of financial literacy on financial attitudes was found to have a significant result. Financial literacy strongly influences attitudes pertaining to managing one's finances.
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