**Discipline: **Higher Education Research

This study examined the many personal characteristics that may influence the prevalence of mathematics anxiety in male and female students. Respondents were 340 students from Quirino State University's three campuses who were enrolled in various courses and were selected using G*Power and proportionate random sampling. The major tool for answering the study goals was a survey questionnaire that had been designed and reviewed, as well as tested for reliability. The collected data were examined using descriptive statistics. Results revealed that students perceived themselves to have possessed various personal good qualities like self-efficacy, mathematical background/attitude, self-esteem and math competence which they could use to battle mathematics anxiety. With this, the good qualities they possessed could possibly turn anxiety into joy of learning mathematics.

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