Policy Intent vs. Grassroots Reality: A Qualitative Look at BMBE Incentive Awareness and Utilization in Olongapo City, Philippines

Ediric  D. Gadia,; Nathaniel  Q. Basa,; Ronavelle  F. Bersabe,; Jackielyn  L. Ebuenga,; Nikka Joy C  Galang,; Althea Lou  M. Manalansan,; Merlin  A. De Gracia,

Policy Intent vs. Grassroots Reality: A Qualitative Look at BMBE Incentive Awareness and Utilization in Olongapo City, Philippines

Discipline: business studies

Abstract:

While the Barangay Micro Business Enterprises (BMBE) program aims to uplift grassroots entrepreneurs, its local execution often falls short. This case study evaluates how micro-enterprises and informal workers in Olongapo City, Philippines, actually engage with BMBE in-centives, focusing on tax exemptions, credit pathways, and technical support. Gathering firsthand data through in-depth interviews with participants from Asinan, East Bajac-Bajac, and East Tapinac, the study uses content analysis to evaluate business growth and liveli-hood shifts. The data reveals a stark gap: despite surface-level aware-ness, deep understanding and actual program utilization remain low due to uneven information drives, weak local government unit sup-port, and confusing registration steps. Conversely, entrepreneurs who successfully tapped into these benefits reported notable gains in capital and operational stability, proving the program works when accessible. To bridge this divide, local government units must sim-plify registration pipelines, actively involve barangay leaders, and synchronize implementing agencies to build an inclusive economic safety net.

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