HomeDLSU Business & Economics Reviewvol. 3 no. 1&2 (1990)

The Developing A Personal Investment Portfolio

Monico H. Ignacio

Discipline: Economics, Business



Throughout our lives, we are all consumersand spenders. Yet, in contrast, we areearners and producers only from early adulthoodup to about age 65. While parental supportis provided us in childhood, we are expected to provide for ourselves thereafter.During this time we determine our earningand spending pattern ourselves , whether wechoose to:1. Earn now, spend now or 2. Spend now, earn later or3. Earn now, spend later.